Note: The family income threshold is increased by $1,500 for each Medicare levy surcharge dependent child after the first child.

To claim the private health insurance rebate, regardless of your residency status in Australia, you must:

have a Complying health insurance policy with an Australian-registered health insurer
be eligible for Medicare
be a Private health insurance incentive beneficiary
have an income for surcharge purposes that is less than the Tier 3 income threshold. If your income is above Tier 3 then you will not get any rebates. See chart below

Note

"Single" and "Family" is per LEGAL MARITAL STATUS. It has nothing to do with the number of persons covered.

2020

	if the oldest person covered on your policy is under 65 years old		if the oldest person covered on your policy is 65 to 69 years old		If the oldest person is 70 years old or older
Income for surcharge purposes	1 July 2019 – 31 March 2020	1 April 2020 – 30 June 2020 (Note 1)	1 July 2019 – 31 March 2020	1 April 2020 – 30 June 2020 (Note 1)	1 July 2019 – 31 March 2020	1 April 2020 – 30 June 2020 (Note 1)
$90,000 or less for a single person	25.06%	25.06%	29.24%	29.24%	33.41%	33.41%
$90,001 – $105,000 for a single person	16.71%	16.71%	20.88%	20.88%	25.06%	25.06%
$105,001 – $140,000 for a single person	8.35%	8.35%	12.53%	12.53%	16.71%	16.71%
$140,001 or more for a single person	Not eligible	Not eligible	Not eligible	Not eligible	Not eligible	Not eligible
$180,000 or less for a family	25.06%	25.06%	29.24%	29.24%	33.41%	33.41%
$180,001 – $210,000 for a family	16.71%	16.71%	20.88%	20.88%	25.06%	25.06%
$210,001 – $280,000 for a family	8.35%	8.35%	12.53%	12.53%	16.71%	16.71%
$280,001 or more for a family	Not eligible	Not eligible	Not eligible	Not eligible	Not eligible	Not eligible

Note:

The family income threshold is increased by $1,500 for each Medicare levy surcharge dependent child after the first child.
Note 1: The government did not change the rebate percentage on 1 April 2020.

2019

			oldest person < 65 years old		oldest person on policy is 65 - 69		oldest person on policy is > 70
Tier	Income for surcharge purposes	MLS if you don't have PHI	1 July 2018 – 31 March 2019	1 April 2019 – 30 June 2019	1 July 2018 – 31 March 2019	1 April 2019 – 30 June 2019	1 July 2018 – 31 March 2019	1 April 2019 – 30 June 2019
SINGLE
Base single	$90,000 or less for a single person	0%	25.42%	25.06%	29.65%	29.24%	33.89%	33.41%
tier 1 single	$90,001 – $105,000 for a single person	1%	16.94%	16.71%	21.18%	20.88%	25.42%	25.06%
tier 2 single	$105,001 – $140,000 for a single person	1.25%	8.47%	8.35%	12.71%	12.53%	16.94%	16.71%
tier 3 single	$140,001 or more for a single person	1.50%	Not eligible	Not eligible	Not eligible	Not eligible	Not eligible	Not eligible

FAMILY
base family	$180,000 or less for a family	0%	25.42%	25.06%	29.65%	29.24%	33.89%	33.41%
tier 1 family	$180,001 – $210,000 for a family	1%	16.94%	16.71%	21.18%	20.88%	25.42%	25.06%
tier 2 family	$210,001 – $280,000 for a family	1.25	8.47%	8.35%	12.71%	12.53%	16.94%	16.71%
tier 3 family	$280,001 or more for a family	1.50%	Not eligible	Not eligible	Not eligible	Not eligible	Not eligible	Not eligible