Note: The family income threshold is increased by $1,500 for each Medicare levy surcharge dependent child after the first child.


To claim the private health insurance rebate, regardless of your residency status in Australia, you must:

Note

  • "Single" and "Family" is per LEGAL MARITAL STATUS. It has nothing to do with the number of persons covered.


2020

 


if the oldest person covered on your policy is under 65 years oldif the oldest person covered on your policy is 65 to 69 years oldIf the oldest person is 70 years old or older
Income for surcharge purposes1 July 2019 – 31 March 20201 April 2020 – 30 June 2020 (Note 1)1 July 2019 – 31 March 20201 April 2020 – 30 June 2020 (Note 1)1 July 2019 – 31 March 20201 April 2020 – 30 June 2020 (Note 1)
$90,000 or less for a single person25.06%25.06%29.24%29.24%33.41%33.41%
$90,001 – $105,000 for a single person16.71%16.71%20.88%20.88%25.06%25.06%
$105,001 – $140,000 for a single person8.35%8.35%12.53%12.53%16.71%16.71%
$140,001 or more for a single personNot eligibleNot eligibleNot eligibleNot eligibleNot eligibleNot eligible
$180,000 or less for a family25.06%25.06%29.24%29.24%33.41%33.41%
$180,001 – $210,000 for a family16.71%16.71%20.88%20.88%25.06%25.06%
$210,001 – $280,000 for a family8.35%8.35%12.53%12.53%16.71%16.71%
$280,001 or more for a familyNot eligibleNot eligibleNot eligibleNot eligibleNot eligibleNot eligible


Note: 

  • The family income threshold is increased by $1,500 for each Medicare levy surcharge dependent child after the first child.
  • Note 1: The government did not change the rebate percentage on 1 April 2020.


2019 

 




oldest person < 65 years old oldest person on policy is 65 - 69oldest person on policy is > 70
TierIncome for surcharge purposesMLS if you don't have PHI 1 July 2018 – 31 March 20191 April 2019 – 30 June 20191 July 2018 – 31 March 20191 April 2019 – 30 June 20191 July 2018 – 31 March 20191 April 2019 – 30 June 2019
SINGLE






Base single$90,000 or less for a single person0%25.42%25.06%29.65%29.24%33.89%33.41%
tier 1 single$90,001 – $105,000 for a single person1%16.94%16.71%21.18%20.88%25.42%25.06%
tier 2 single$105,001 – $140,000 for a single person1.25%8.47%8.35%12.71%12.53%16.94%16.71%
tier 3 single$140,001 or more for a single person1.50%Not eligibleNot eligibleNot eligibleNot eligibleNot eligibleNot eligible









FAMILY






base family$180,000 or less for a family0%25.42%25.06%29.65%29.24%33.89%33.41%
tier 1 family$180,001 – $210,000 for a family1%16.94%16.71%21.18%20.88%25.42%25.06%
tier 2 family$210,001 – $280,000 for a family1.258.47%8.35%12.71%12.53%16.94%16.71%
tier 3 family$280,001 or more for a family1.50%Not eligibleNot eligibleNot eligibleNot eligibleNot eligibleNot eligible


Last modified: 27 Jun 2019  QC 49964 




Reference

Last modified: 27 Jun 2019 QC 49964

Calculator Last modified: 27 Jun 2019 QC 25965

https://teresatranassociates.freshdesk.com/en/support/solutions/articles/36000180864-private-health-insurance-rebate-eligibility